Hurricane Season Prep Tips for 2025

Review Your Insurance Coverage

Ensuring your homeowner’s insurance policy is comprehensive is key during hurricane season. Verify that your policy is current and covers potential hurricane damage. Be mindful that standard policies often exclude flood damage, making it crucial to invest in a separate flood insurance policy.

Document Your Property

Creating a detailed visual record of your property is an excellent step toward preparation. Take clear photos and videos of your home’s interior and exterior. This documentation will be invaluable if you need to make an insurance claim after a storm.

Trim Trees and Secure Outdoor Items

Loose branches and unsecured furniture can become dangerous projectiles during high winds. Trim any trees near your home and securely fasten or store away outdoor items to prevent potential damage.

Protect Windows and Doors

Consider installing storm shutters or impact-resistant windows and doors to protect your home. If this isn’t feasible, pre-cut plywood can serve as a temporary measure to shield windows from storm debris.

Inspect and Repair Your Roof

A well-maintained roof is pivotal in keeping your home safe from water damage during a hurricane. Check for loose or damaged shingles and carry out necessary repairs to prevent leaks.

Clear Gutters and Downspouts

Clogged gutters can lead to extensive water damage. Ensure your gutters and downspouts are clean and functioning, facilitating proper drainage away from your home.

Prepare an Emergency Kit

An emergency kit is essential during hurricane season. Include water, non-perishable food, medications, flashlights, batteries, and important documents. These supplies are crucial in case of power outages or evacuations. As we approach the 2025 hurricane season, which officially runs from June 1 to November 30, taking these proactive steps is vital. Reflecting on the high activity levels of the 2024 season, with 18 named storms and 11 hurricanes, underscores the importance of being prepared. While the future is unpredictable, preparing now ensures better protection and peace of mind, even if a major storm doesn’t occur. Don’t wait until a storm is imminent—review your emergency plans and insurance policies now for optimal security.